Residents of Parma, OH, can get guidance when choosing their auto insurance from our team of experienced independent agents at Capretta Insurance Agency. We offer coverage from a variety of top insurance carriers, which means we offer more choices. Having more choices makes it easier to ensure you get the best deal possible.
Not every person or family requires the same type of auto insurance. Knowing your options can make the decision easier and guarantee you have the coverage to protect you.
Basic Auto Insurance
In Ohio, all drivers are required to carry liability insurance in the amount of 25/50/25. This coverage is:
- $25,000 for injuries to one person in an accident you are responsible for
- $50,000 for two or more injured persons
- $25,000 for personal property
While this is what is mandated, it is not necessarily the right coverage for you.
Collision and Comprehensive Coverage
If you have an auto loan or are leasing your vehicle, you will be mandated to carry coverage to protect it. But for many people, their vehicle is essential to their lives, and this means it needs to be protected. If you have a vehicle of little value or can afford to buy another vehicle, then you can go with basic insurance, but for those who would find it difficult, Collision and comprehensive insurance is the way to go.
Auto Insurance Add-Ons
To customize your auto insurance, there are add-ons to make it even better. These include:
- Gap insurance for newer cars to make sure you get what you owe on your vehicle
- Full glass coverage takes away the deductible for glass replacement
- Roadside service does what the auto club does
Why wait? Call our team at Capretta Insurance Agency in Parma, OH, to get a quote for your auto insurance.