Capretta Insurance Agency provides coverage to the Parma, OH community. We strive to make sure that our clients find the policies they need to protect their assets. We want to make sure that our clients are protected regardless of possible risks. We look forward to helping you protect your assets.

Exploring Comprehensive and Collision Auto Insurance

Auto insurance covers you as you travel around Parma, OH, and beyond. Accidents can happen any time while you are on the road. Liability coverage protects you if you are held responsible for damages caused by your vehicle. You’ll have to decide whether to add comprehensive or collision coverage to your auto insurance policy.

Comprehensive Vs. Collision

Collision coverage protects your vehicle if it sustains high impact damage through contact with another vehicle or an object such as a tree. Collision coverage also protects your vehicle if it suffers damage from hitting a pothole.

Comprehensive coverage protects your vehicle if it’s stolen or someone vandalizes it. You are also protected if your vehicle is damaged due to a fire or natural disaster such as a hurricane. Comprehensive coverage also protects your vehicle if an unexpected accident happens, such as a brick landing on your car and cracking the windshield or an accidental collision with an animal.

Things To Consider

As you figure out which type of coverage is the right fit for your needs, think about a few factors. Think about having your vehicle appraised so that you’ll know the true value of it. Also, think about the regularity in which you drive your car. You should also consider your community and weather settings before making a decision.

Capretta Insurance Agency Will Help You Cover Your Assets

Visit our website to learn more information about auto insurance.