Commercial insurance is an important type of protection for businesses and is something that your Parma, OH company needs to be safe. We at Capretta Insurance Agency can help you identify an option that works for you and create coverage that protects you as much as possible.
What Does Commercial Insurance Cover?
Commercial or business insurance protects companies from various risks that may affect their bottom line and even cause them to close. These include property damage, theft, serious lawsuits, and even customer or worker injuries. Coverage types include:
- General liability policies that cover injuries or property damage by non-employees
- Business owner policies that protect against basic risks and damage to your property
- Commercial auto coverage that covers your company’s vehicles
- Errors and omission insurance to cover missed deadlines, work errors, or other mistakes
- Cyber liability protection to manage financial problems caused by data breaches
- Workers’ compensation policies that pay for medical bills to treat worker injuries
- Umbrella insurance provides more comprehensive liability protection
Identifying a suitable insurance policy requires examining your business needs, your financial responsibility, and what kind of issues may affect you. For example, businesses with many vehicles likely need auto coverage to keep their vehicles protected from damage concerns.
You may also need umbrella insurance if an error by your company is likely to cause a large lawsuit that a traditional liability policy wouldn’t fully cover. Talking with your insurance agent will make this process simpler and give you a better understanding of what your policy covers.
We Can Help You!
At Capretta Insurance Agency, we can help Parma, OH business owners find a commercial insurance policy that makes sense for their needs. Contact us now to learn more about our coverage options and to see what we can do for you and your unique business needs.
