There are various forms of insurance that people in Parma, OH need to have. While you will want to ensure your core assets are protected and that you have proper personal liability coverage, there are other forms of insurance to consider getting as well. An important form of coverage that all people need to think about obtaining is life insurance. If you are looking for this coverage, there are various options to consider, which include whole and term life.

It is important to carefully evaluate both options when deciding which is right for your situation.

Types of Life Insurance

Term Life Coverage

For many people in Ohio, term life coverage is ideal. This can be a good form of insurance because it offers you with an affordable solution compared to the level of coverage you receive. Further, you are able to customize a plan based on your particular needs. This continues to make it a popular form of insurance.

Whole Life Coverage

A whole life insurance plan is another option to consider. This is a unique form of insurance because it will give coverage for the rest of your life. While policy premiums can be more expensive, part of the payments will build and accrue in an account with interest. Eventually, you are able to close and liquidate the account. 

Contact Us Today

If you are in the Parma, OH area, it would be wise for you to get life insurance. With life insurance policies, you are able to provide financial support for your dependents. If you are evaluating your options, you can start your search by calling the Capretta Insurance Agency. Our team of insurance experts at the Capretta Insurance Agency offers various services that will allow you to build a proper plan that will meet your needs and give you peace of mind.