Do I Need Insurance if I’m Renting?

A common question that renters often ask is whether or not they need to have insurance when renting a house. The answer is yes, you should consider purchasing renters insurance.

Capretta Insurance Agency is here to explain the benefits of renters insurance and why it’s important for tenants in Parma, OH. 

What Does Renters Insurance Cover? 

Renters insurance covers a variety of things, including damage to your personal belongings and liability coverage if someone is injured while at your residence. It also provides coverage if you need to stay in a hotel due to an unforeseen event like a fire or flood. Depending on the policy, it may also cover identity theft and cyber-attacks. 

Why Is Renters Insurance Important? 

Renters insurance is important because it provides peace of mind knowing that you are protected from financial loss in case something happens to your belongings or someone gets hurt at your residence. It can also give you access to legal help should any issues arise between you and your landlord or other tenants in the building. Not only does this provide you with protection against potential lawsuits, but it can save money by avoiding costly legal fees associated with such issues.

Contact Us Today

Having renters insurance is an important part of protecting yourself financially when renting a home in Parma, OH. Not only does it provide protection against certain types of damages or injuries that could occur at your residence, but it also gives you access to legal help should any issues arise with your landlord or other tenants in the building. Contact Capretta Insurance Agency today, and we can get you the insurance coverage that’s right for you.