When you’re looking at your options for auto insurance in Parma, OH, you should familiarize yourself with the different types of coverage. At Capretta Insurance Agency, we provide complete coverage for vehicle owners.

There are numerous types of coverage that you should include in your policy:

Liability Coverage

The most important type of auto insurance coverage to include in your policy is liability coverage. Liability insurance is mandated by law. It protects you from the costs of a lawsuit brought against you as a result of an automobile accident.

Collision Coverage

Liability coverage does not allow you to file a claim for repairs to your own vehicle following an accident.

Your policy must include collision coverage. Otherwise, you will have to pay for vehicle repairs out of pocket if they are not covered by the insurance policy of another motorist involved in the accident.

Comprehensive Coverage 

Comprehensive coverage compensates you for vehicle damage caused by causes other than a vehicle accident. Vandalism, animal collisions, and natural disasters are all covered under comprehensive coverage.

Uninsured and Underinsured Motorist Insurance

You can supplement your insurance by purchasing uninsured and underinsured motorist coverage.

This type of auto insurance provides you with additional coverage if you are in an accident with an uninsured or underinsured motorist. This type of coverage is essential because there are many uninsured drivers on the road.

Get Auto Insurance Today

Do you have questions about auto insurance coverage options in Parma, OH? We here at Capretta Insurance Agency have highly trained agents who are ready to help you find the right policy for your needs. Call today to learn about our auto insurance policy features.