If you’re a driver who lives in Ohio, buying auto insurance is your responsibility. There are many insurance agencies and types of policies so that you may have questions about your auto insurance. If you live near the Parma, OH, area, our experienced insurance team at Capretta Insurance Agency will be happy to review your auto insurance options with you. We’ve been serving insurance clients in your area since 1985.

Auto Insurance for Teen Drivers

If you have a teenager in your home, you may wonder about when to buy auto insurance for your teen. According to the Ohio Department of Insurance, your teens will need auto insurance when they get their driving permit. Parents can add their teens to their auto insurance policy. Some teens will opt to buy their separate policy, and each family should decide whether that is the right move for everyone involved.

Can I Find Discounts for Teen Drivers?

Before buying auto insurance for your teens, talk with one of our agents. Some carriers may offer premium discounts for good students. Other carriers may reduce a teen’s auto insurance premium if they attend a driving school course. If your teen is driving an old car, omitting collision coverage can also reduce their premium.

Call Us Today for Your Appointment

Drivers of all ages must comply with Ohio auto insurance laws, so be sure you have the coverage you need. Ohio insurance laws use an at-fault system to decide how much you will pay if you are involved in an accident, so your coverage decisions are crucial. Parma, OH, residents can feel confident about trusting their insurance needs to Capretta Insurance Agency. Call us for an appointment today, and let’s talk about insurance.