Understanding Advertising Injury Coverage from Capretta Insurance Agency
As a business owner, you no doubt strive to advertise your products and services with utmost accuracy. However, there are instances where inadvertent lapses may occur – either you might unintentionally provide misleading information, or perhaps one of your employees outlays an incorrect statement. In such events, a customer might possibly file a claim against you for false advertising. This is where advertising injury coverage significantly minimizes your risk.
At Capretta Insurance Agency, we are committed to helping clients in Parma, OH, and nearby areas obtain comprehensive insurance coverage and safeguard their business interests. One key query many clients have: "Do I need advertising injury coverage?"
Relevance of Advertising Injury Coverage in Commercial Insurance
Advertising injury coverage, largely a component of your general liability insurance, can protect you against a series of claims, including:
- Libel
- Slander
- Invasion of privacy
- Claims related to stolen ideas
- Copyright infringement
- Other relevant advertising-related claims
Usually, your commercial liability coverage includes advertising injury coverage – however, it is wise to corroborate this during your policy review.
Caveats to Consider
Most policies have limitations – If you purposefully disseminate false information, the policy will not cover losses or claims. If you have legal claims that point to deliberate advertising fraud, you cannot resort to coverage.
Take Proactive Steps Today to Shield Your Business
As a business owner, securing comprehensive insurance that safeguards you against all potential risks and claims is crucial. Collaborate with an independent insurance agent to probe your commercial general liability insurance, ensuring it is robust and adequately meets your business needs.
If you are looking for an insurance partner to assist with your commercial insurance needs in Parma, OH, and the surrounding region, look no further! Call Capretta Insurance Agency today.
