Basic auto insurance is usually just liability coverage. That is fine for some people but not for everyone. At Capretta Insurance Agency in Parma, OH, we will help you to determine what type of auto coverage is right for you and what you should add to a basic policy.
Auto Insurance Add-Ons
Collision
Collision coverage pays for repairs to your vehicle when you have been in an accident that you are responsible for. It also covers your vehicle if the damage is the result of a hit-and-run. A deductible must be paid for each accident. Your deductible is not a yearly figure. If your vehicle is totaled, you will be paid what the insurance company determines to be the value minus the deductible.
Comprehensive
Comprehensive coverage is called noncollision coverage. It covers a variety of things that are not caused by a collision with another vehicle. It covers damage from weather events like hail, flood, high winds, fire, break-ins, and theft. Not, however, personal items stolen from your vehicle. Glass coverage is also included with comprehensive coverage. If you have full glass coverage, you are not required to pay the deductible.
Rental car
Rental car coverage means that if your vehicle is damaged in an accident or by another event, other than a mechanical problem, you will be able to get a rental vehicle so that you are not without a vehicle for several days.
Roadside service
Roadside service is exactly what it sounds like. In the event that you have a breakdown, a flat tire, or a vehicle that won’t start, you lock your keys in your car, you can call, and service will be provided to you to get you on your way.
Reach Out To Us
Contact Capretta Insurance Agency in Parma, OH for all your auto insurance needs. Give our office a call or contact us through our website.
